Supporting an Emerging Transportation Factoring Platform Through Accelerated Growth

The Opportunity

A long-established transportation factoring business in the Southwest entered a new chapter after being acquired by ownership focused on growth. While the company had served clients successfully for decades, the prior owners had not pursued expansion. The new owners recognized significant opportunity to modernize the platform, diversify the portfolio, and scale responsibly. At the time of acquisition, the company was operating at a modest size but had a strong existing team, loyal transportation clients, and a solid operational foundation. What it needed was flexible lender finance capital — structured to support growth while maintaining discipline and controls.

The Solution

Haversine Funding partnered with the new ownership team to provide a senior secured lender finance line of credit tailored to an emerging platform with growth ambitions.

From the outset, our focus was on speed, structure, and flexibility. We worked closely with management to understand their growth plan, underwriting approach, and infrastructure needs — including plans to expand beyond transportation, add experienced team members, and upgrade systems.

Over the course of the following year, the business gained momentum. New business development efforts increased deal flow, the platform began diversifying its customer base, and the owners invested additional equity to support growth alongside our facility. As utilization increased and the platform demonstrated strong execution, Haversine moved quickly to increase capacity, expanding the senior facility to support continued growth and future expansion.

The Result

Today, the company is on track for accelerated growth, with additional increases planned as the platform continues to scale. The combination of experienced legacy staff, new leadership, upgraded infrastructure, and flexible capital has positioned the business for its next phase. What makes this partnership work is more than capital. Haversine’s deep understanding of factoring, transportation risk, and lender finance structures allows us to move quickly, provide thoughtful flexibility, and support underwriting decisions as clients take on new risks. This engagement reflects what we’re seeing across the market: when timing matters, speed matters — but structure, controls, and operating discipline matter just as much.

Why Haversine

• Deep experience in factoring and specialty finance
• Speed and flexibility without sacrificing discipline
• Willingness to grow alongside our partners
• Non-competitive capital built for lenders