FAQs

Common questions about Lender Finance, Participation structures, and capital solutions for Factors and Asset-Based Lenders.

What types of lenders do you work with?

We work with a wide range of specialty finance companies, including factors, asset-based lenders, equipment finance platforms, PO finance firms, and niche commercial lenders.

What kind of capital solutions do you provide?

We offer senior credit facilities, subordinated debt, and participations – each tailored to your growth stage and capital structure.

What’s the typical size of your facilities?

$1 million to $30 million.

What does the underwriting and funding timeline look like?

On average, deals close within 30 to 45 days from initial discussion to funding, with quicker timelines possible depending on deal readiness.

How flexible are your structures compared to traditional banks?

As a non-bank lender, we offer covenant-light, high-advance, and custom-built solutions that often go beyond what traditional banks can provide.

Can you work behind my existing bank line?

Yes, we provide subordinated, or second-lien debt solutions, to increase availability without disturbing your senior facility.

Do you participate in individual deals, or only fund platforms?

Yes, we will act as a non-lead participant on individual deals. This can be helpful if you’re facing concentration limits or exposure concerns with your senior lender.

What industries or collateral types do you finance?

We’re collateral/industry-agnostic and have funded collateral consisting of accounts receivable, equipment, inventory, and more – including niche sectors like healthcare, transportation, and staffing.

What makes Haversine different from other capital providers?

We’re made up of former operators – people who’ve run factoring and ABL shops. We bring real-world insight, speed, and a partnership mentality, not just capital.

How do I start a conversation with your team?

Still have questions? We are here to help you succeed and grow your business.