Specialty Finance Trends

We expected volatility last year—and got it. What surprised us wasn’t a lack of deal flow; it was the stop-and-start nature of it. Here are five themes we believe are shaping 2026 and what they mean for lenders, factors, and capital providers

Midway through 2025, specialty finance faces fierce competition, longer deal cycles, and unpredictable market shifts. Explore key challenges, emerging trends, and strategies lenders and factors need to stay sharp and thrive in this evolving landscape.

The 17th Annual SFNet Asset-Based Capital Conference at the Wynn in Las Vegas provided finance professionals with key insights into the evolving middle-market and ABL landscape. Key sessions delved into non-bank ABL opportunities, liability management trends, and collateral management strategies, while economic panels explored the impact of tariffs, interest rates, and global trade on lending.

Technology and human expertise must work in tandem to shape the future of asset-based lending (ABL). Gen Merritt-Parikh explores how advancements like AI-enhanced workflows and predictive analytics complement critical thinking, emphasizing the value of integrating technology as a tool to enhance—not overshadow—professional judgment.

Gen Merritt-Parikh explores the evolution of the factoring and asset-based lending (ABL) industry from recurring 2024 challenges to 2025’s growth opportunities. It highlights strategies like embracing technology, consolidating resources, and leveraging human talent to overcome economic uncertainty and thrive in a competitive market.

Haversine Funding attended the International Factoring Association’s annual Transportation Meeting, where industry leaders discussed the mixed outlook for the transportation sector amid a prolonged freight recession. Key trends included rising mergers and acquisitions, stricter credit standards due to increased fraud risks, and a focus on collaboration and technology to combat fraud. The evolving transportation factoring industry offers significant opportunities for innovation and adaptation

The factoring and asset-based lending (ABL) industry is experiencing significant changes due to rising interest rates, increased bank competition, and shifts in leadership, affecting SMEs and M&A activity. To succeed in 2024, firms must prioritize agility, strategic partnerships, and proactive risk management.

The 30th Annual Conference of the International Factoring Association highlighted the dynamic and complex nature of the factoring and asset-based lending industry. As the sector finds itself at a crucial crossroads, it faces both significant challenges and opportunities for innovation and growth.

It’s that golden time of year again. It’s a moment to reflect on our journey through 2023, celebrate our successes, express gratitude to those who contributed, and gear up for the challenges and opportunities that await in 2024. In the ever-changing landscape of specialty finance, strategic planning and preparedness are crucial to thrive in the evolving private credit landscape.

We're excited to unveil our latest initiative: "OnDeck with Haversine." This limited series podcast takes a deep dive into the specialty finance sector. Available now on Spotify, YouTube, Apple, Google Podcasts, and LinkedIn.

We're well into 2023, and we see trends that began at the end of 2022 and have continued into the new year. We believe these trends will dominate the remainder of the year.

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